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Bankin Raya Afirka Ya rungumi ‘Yan Kasuwa

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Bankin Raya Afirka ya rungumi ‘yan kasuwa : Matasa masunta a Senegal na kara samun kudin shiga har sau uku tare da juya wa bakin haure baya.

 

An ƙaddamar da shi a cikin 2020, Shirin Tallafawa da Haɓaka Ƙaddamarwar Kasuwanci na Mata da Matasa (PAVIE) da aka aiwatar a Senegal, yana samar da gagarumin sauyi na zamantakewar zamantakewa wanda ke amfanar matasa da mata. An tsawaita aikin da shekara guda domin kammala aiwatar da shi a cikin ingantattun yanayi, bisa ga ci gaban aiwatar da aikin da rahoton sakamako na bankin raya Afirka, wanda aka buga a ranar 14 ga watan Agustan 2023. Anouar Ouédraogo, manajan ayyukan bankin raya kasashen Afirka, ya yi karin bayani game da hakan. aikin, wanda ke kan gaba wajen cimma manufofinsa na ci gaba.

 

Shekaru uku bayan kaddamar da shirin tallafawa da inganta harkokin kasuwanci na mata da matasa, menene manyan nasarorin da ya samu?

 

“Aikin don Tallafawa da Haɓaka Shirye-shiryen Kasuwanci na Mata da Matasa yana mai da hankali kan horarwa, tallafawa samar da kasuwanci, ba da tallafi da kuma bin diddigin kudade tare da masu cin gajiyar don tabbatar da cewa ayyukan sun dore. Bayan aiwatar da shekaru uku, sama da matasa da mata 3,200 an horar da su kan takamaiman sana’o’i da gudanar da kasuwanci, kasuwanci 3,176 da ke gudanar da ayyukan yau da kullun an tsara su kuma ‘yan kasuwa 6,441 sun sami tallafi na jimlar CFA biliyan 38. Babban wuraren ayyukan da abin ya shafa sun hada da noma, kamun kifi, kifin kifi da ayyukan sana’a.

 

Ta yaya tallafin fasaha da kuɗi ya shafi yunƙurin kasuwanci na matasa da mata?

 

“Aikin ya sanya hannu kan yarjejeniyar haɗin gwiwa tare da ƙungiyoyin da ke da ƙwarewa a matakin ƙasa a fannoni daban-daban na ayyuka da gudanar da kasuwanci, don ba wa waɗanda suka ci gajiyar aikin, tallafin fasaha na musamman da suke buƙata. Babban abokan haɗin gwiwarsa sune Hukumar Kula da Ci gaban Kasuwanci da Ƙananan Matsakaici (ADEPME), Cibiyar Nazarin Aikin Noma ta Senegal (ISRA), Cibiyar Fasaha ta Abinci (ITA), Cibiyar Ci Gaban Horticultural Development (CDH) da Ofishin Haɓaka. BMN). Baya ga hukumomin gwamnati da aka lissafa a sama, aikin yana ɗaukar masu ba da shawara don ba da tallafi bayan tallafi ga masu cin gajiyar.

 

Ana amfani da hanyoyin bayar da kuɗi guda uku don ba da tallafin kuɗi, wato:

 

Bayar da kuɗi kai tsaye ko samar da kuɗi don magance rashin kishi a tsakanin masu shiga tsakani na kuɗi don ba da lamuni ga wani nau’in kasuwanci, waɗanda ake ɗaukar haɗari da yawa. PAVIE tana ganowa da zabar ayyukan da suka dace, bisa ka’idojin da Bankin ya amince da su. Ana aika jerin ayyukan da aka zaɓa zuwa cibiyoyin kuɗi na abokan hulɗa. Sannan ana rarraba ayyukan bisa la’akari da iyawar sa ido da kasancewarsu a ƙasa. Ana ba da kuɗi ta amfani da albarkatun PAVIE, a matsakaicin adadin riba na kashi 5.

 

Tallafin haɗin gwiwa, wanda ke nufin ƙarfafa cibiyoyin kuɗi don tallafawa ayyukan tsarin tare da ƙarfin haɓaka mai ƙarfi da haifar da tasiri don tasiri mai girma.

Samar da garantin, wanda ke tattare da hadarin da ‘yan kasuwa ke fuskanta, ta hanyar sanya su a cibiyoyin hada-hadar kudi na kanana da matsakaitan ‘yan kasuwa”.

 

Shin shirye-shiryen samar da ayyukan yi ga matasa da mata, inganta harkokin kasuwanci da inganta tattalin arzikin kanana da matsakaitan masana’antu sun cimma burin da ake bukata?

 

“Tuni ya bayyana, yayin nazarin tsakiyar wa’adi na aiki a watan Mayu 2022, cewa shirye-shiryen da aka tsara da / ko kuma da aka ba da su sun taimaka wajen samar da / ko hada 37,286 kai tsaye da 30,870 ayyuka na kai tsaye. Aikin ya samu nasara wajen tsara sassa kamar su kamun kifi, misali, ta hanyar maye gurbin kwale-kwalen gargajiya da na fiberglass. Hakan ya baiwa matasa masunta damar kara kudin shiga har sau uku kuma a lokaci guda, suna yakar shakuwar matasa na shiga haramtacciyar kasar. Masu sayar da kifin mata kuma sun sami tallafi don ƙirƙirar rukunin sarrafa kankara don adana kifi da kasuwanci. An baiwa dukkanin sarkar darajar kamun tallafi don inganta kungiyar ta. Dangane da aikin noma, aikin ya taimaka wajen ƙarfafa sarƙoƙi masu ƙima, irin su goro da shinkafa. Ana iya samun misalin tallafin da ake ba sashen goro a cikin wannan shafi: https://blogs.afdb.org/economic-growth/25-year-old-senegalese-entrepreneur-creates-jobs-through-his- dangi-cashew-kasuwanci. Zan iya tabbatar da cewa aikin yana cika burin jama’a da gaske ta fuskar samar da ayyukan yi da kuma kawar da yanayin tattalin arzikin kanana da matsakaitan masana’antu.

 

Menene ra’ayin farko da kuke samu akan tasirin aikin akan masu cin gajiyar sa?

 

 

Ladan

Usman Lawal Saulawa 6365 posts 0 comments
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